ESR is NAPBS Accredited for ScreeningESR is accredited by The National Association of Professional Background Screeners (NAPBS®) for employee screening background checks.
.png)
ESR Wrote the Book on Screening - 'The Safe Hiring Manual'Employment Screening Resources provides comprehensive background check resources, technology, legal compliance, service, turnaround time, and accuracy. Schedule a demo now!
Credit history and public records such as judgments, liens and bankruptcies. May include previous employers, addresses and other names used.
A credit report helps determine whether an employee is suitable for a position that involves handling cash or exercising financial discretion as well as a possible way to gauge trustworthiness and reliability.
A credit report should only be requested when it is specifically relevant to a job function and the employer has appropriate policies and procedures in place to ensure that the use of credit reports are relevant and fair. Of all of the screening tools available a credit report is probably the most sensitive so caution should be utilized. In California, Oklahoma and Minnesota, applicants have additional rights asking them to check a box to obtain their credit reports as well as their consumer report. There are strict rules concerning who may obtain credit reports. ESR conducts an on-site inspection of all employers who request credit reports to ensure that only established businesses with a permissible business purpose (employment) will receive credit reports. Certain employers may not be eligible to receive credit reports. Four states – Hawaii, Oregon, Washington, and Illinois – have imposed limitations on obtaining and using credit reports and other states are considering limitations. The primary requirement is that there must be a business justification for the report. Even in states without such laws, employers need to ensure that the use of such reports do not have a disparate impact amounting to discrimination. For more on the pros and cons of the use of credit reports, and why employers should approach this tool with caution. See ESR article on credit reports.
For more information about the use of credit reports for employment purposes:
For more information, or to order this service, contact Employment Screening Resources (ESR) at http://www.esrcheck.com/contact.php.
